Life insurance, Critical illness cover and Hospital cash back plans

Bad things happen to good people all the time, that’s why it’s important to have a hospital cash back plan. It can protect you financially in the event that you get seriously injured or ill. Good planning will give you peace of mind in the event that something does unfortunately go wrong, as you will still be able to make ends meet and avoid bankruptcy and destitution.

When seeking life insurancecritical illness cover and hospital cash back plans or any other insurance product, it is vital to find a dependable agency with a reputation for putting its client’s needs first. A hospital cash back plan can have a pay-out rate of between R1000 and R5000 for every consecutive night which you spend in hospital, depending on your elected cover plan.

The money that you receive is yours to spend as you choose – only you know what daily expenses you need to cover and what additional fees may crop up, in terms of equipment for your recovery or luxury items to make your hospital stay as comfortable as possible.

Source: http://www.sa-insured.co.za/a-hospital-plan-with-a-difference/

Forge the career that you want

hotel schools in south africa	Throughout our school years, we constantly have our teachers’ and parent’s mantra “you need to pick a career” drilled into us. However, for the majority of us, we simply don’t know exactly what we want to do and many students have dropped out of tertiary institutions because they were coerced into an industry that had a narrow focus and did not gel with their personality.

In today’s world, we need to find degrees that provide us with a multitude of skills that we can constantly adapt and if this way of thinking appeals to you, then a career in hotel management needs to be considered.

Owing to the course being globally applicable and because hospitality is a far-reaching area of study, a broad range of skills need to be taught. The discipline calls for the integration of skills that will develop you into a knowledgeable, well rounded graduate, confident to take the next step forward into forging a successful career.

An international hospitality management degree will mold the left and right hemispheres of your brain to create a theoretical and practical thinker through which no problem will go unsolved. Whether there is a financial issue or the handling of a situation, owing to a language barrier, you will be equipped to deal with it cool and calmly.

source: http://www.smaak-hospitality.co.za/forge-the-career-that-you-want/

Top 5 Beach Destinations in South Africa

The coastal areas of South Africa play host to a multitude of exciting adventure activities, such as cage diving in Gansbaai or racing down the sand dunes in Cape Town. In short; the beach front is where you will want to be. As summer winds down into mild autumn weather the beaches will soon be visited less, but until then, here is a list of five great beaches to visit around the country:

1. Clifton Beach
One of the Mother City’s favourite beach spots, the strip of Clifton beaches numbered one to four is where you go to do one of two things: lounge in the sun or surf the waves. The icy water is not ideal for swimming, but many individuals brave the cold temperatures to escape the hot African sun. Cape Town boasts a plethora of beautiful beaches, and other notable beach sites to visit include Muizenberg, Kalk Bay, the nudist Sandy Beach as well as Bloubergstrand.

2. Jeffery’s Bay
Home to the biggest, most exhilarating waves, Jeffery’s Bay is an earthly paradise to every surfing enthusiast. As the unofficial surfing capital of the country, it’s no surprise that this alcove happened to be the main filming location for the sequel to the successful surfing film, Blue Crush.

3. Grotto Beach
This picturesque beach in Hermanus is a favourite for whale watching. It is easily accessible and hosts a range of spectacular restaurants and beach facilities, all pleasantly set against cascading white dunes and a grassy mountain side.

4. Durban
This coastal port city of KwaZulu Natal plays host to a number of vibrant, colourful beaches. Along the East coast of South Africa runs the warm current of the Indian Ocean and the beaches dotted along Durban’s coast offer pleasantly warm waters.

5. Gansbaai
Known as South Africa’s hub for great white shark cage diving, this quaint coastal area also offers svelte stretches of white sandy beach peppered with huge dunes and mountainous hillsides.

Original Source: Shark Bookings

MSP launches latest development in Buh-Rein Estate: Tibali Lane

Buh-Rein Estate is the largest private development currently being undertaken in the Western Cape. This massive new Tygerberg suburb is the brainchild of MSP Developments, and once complete will include 3241 apartments, 133 freestanding homes and 137 townhouses.

MSP Developments, leading residential property developers in the Western Cape, has just launched its latest development in Buh-Rein Estate which also, says CEO of the MSP Group, Riaan Roos “Offers by far the best value for money buys within Buh-Rein Estate.” Tibali Lane consists of only 25 contemporary two bedroom apartments with family bathrooms (shower and bath) and one parking bay per unit. The kitchens include built-in oven, hob and extractor.  Pricing starts from R489 900, inclusive of all costs.

It hardly makes sense to pay rent when you can buy at this price. Roos does the maths: “Tibali Lane makes for an ideal first-time buy, considering that the gap between renting a similar unit (R4000 per month) at Buh-Rein and buying one (approximately R4400 bond repayment at a prime rate of 9% plus estimated rates and levies of R1100 , which amounts to R5500) is only R1500 per month.

“There are many benefits to owning your own property as opposed to paying rent – and home ownership also makes for a better living experience all round. A recent national housing survey showed that 88% of respondents believed that it is better to raise your children in your own home, while 83% felt that it is also better for your family’s safety, and 90% believed that you enjoy a better sense of privacy by owning your own home.”

Tibali Lane will most certainly also attract a number of investor buyers, as rental yields have improved dramatically of late as a result of fewer bond applications being approved. Says Roos: “Investors can expect a gross yield of 9.7% – this being calculated on a monthly rental of R4000 per month. Apart from good rental returns, Buh-Rein Estate has also delivered handsomely in the capital growth department, with the initial buyers achieving a 21% return in just over 12 months.  

MSP created an inspired, people-centric and environmentally sound design for Buh-rein Estate which won it a South African Planning Institute Planning Award in 2010. Buh-Rein Estate also offers a state-of-the-art five-tier security system that includes 24-hour on-site patrolling vehicles, precinct access control with manned guards, remote access gates at each complex and perimeter fencing. There is remote access control to Tibali Lane, and high-speed interconnectivity is also available.

Original Source: MSPD

Prawns, Beef or Chicken?

Many restaurant menus in South Africa give you a wide variety of dishes to choose from; they usually include a variety of seafood, meat and poultry dishes. In this country we have many restaurants that excel in all these types of dishes.But what to do if you want to make easy recipes at home to enjoy with friends and family? Whether you want a tasty, fresh seafood dish; a hearty, delicious meat dish or a succulent chicken dish we found the perfect and easiest recipes for you.

Prawns Peri-Peri

For this classic prawn dish make your own flavoursome marinade which you know your family would love. This mouth-watering peri-peri dish serves four, takes 20 minutes to prepare and the cooking time is approximately 15 minutes. Remember the key to cooking a prawn dish is to not, under any circumstances, overcook the prawns. Prawns cook extremely fast and it’s definitely a dish which will become more successful over time.

Ingredients:

Two cloves garlic, crushed
10 ml Robertson’s Mixed Herbs
One pinch Robertson’s salt and pepper to taste
750 g prawns, cleaned, leaving shells on
125 g margarine
125 ml peri-peri sauce
One KNORR Vegetable Stock Pot, dissolved in a little boiling water
One lemon
250 ml cream
Four spring onions, chopped

Instructions:

Mix marinade ingredients together and pour over the prawns.
Leave to marinade for 6 hours in the fridge.
Heat margarine in a frying pan and add prawns and marinade.
Fry until prawns change colour to pink.
Squeeze in lemon juice and stir in cream before serving.
Serve on a bed of rive with chopped spring onions for garnish.

Beef, Mushroom & Red Wine Risotto

If done correctly a risotto is the best dish to serve at a dinner party; this dish definitely asks for some skill and will require some practise. We don’t mean to scare you, quite the opposite actually; we would like you to get excited with us in trying this delicious meat dish. This dish is perfect for a small dinner party as it serves four, preparation time is 30 minutes and cooking time is only 60 minutes. As far as risotto’s goes we found you the easiest recipe out of the bunch and we hope you give it a try. For ingredients and instructions on how to make this dish just follow the link.

Italian Herb, Ricotta and Spinach Stuffed Chicken

Stuffed chicken is always a treat; no matter if it’s a fancy dinner on a Friday evening or just simply a Wednesday evening at home, stuffed chicken puts a smile on everyone’s face. This recipe is quite easy and is any spinach-lover’s dream come true; stuffed with all the goodness of spinach and cheese thrown together, your only challenge will be to keep the chicken juicy inside and out. This dish is best served with a side helping of vegetables, like carrots and green beans, and smooth mashed potatoes. This recipe serves four, preparation time is 10 minutes and cooking time is approximately 45 minutes.

Now you have three new recipes to try out which are sure to satisfy your friends and family for any occasion. Whether they love seafood, meat dishes or poultry one of these easy recipes are sure to tickle their fancy; in most cases knowing us South Africans, your family will devour any one of these meals.

Original Source: Lekker Sosatie

The idyllic suburbs of Cape Town

Cape Town has, more than any other city in the country, some of the most beautiful real estate. Many overseas investors, looking to expand their portfolio, have specifically chosen the Mother City, which was named as such because of the way the mountain is shaped – an arc, which looks like the arms of a loving mother wrapping them around the city, keeping her ever-watchful eye over us. The allure can be attributed, firstly, to the iconic landscape that the city is privileged to boast.

It cannot be denied that the most prestigious icon of the city is Table Mountain and, complementing that, Devil’s Peak and Lion’s Head, which run adjacent to it.  The building of properties on the mountain side is no easy feat and therefore some of the most innovative architectural thinking and processes have had to be implemented.

Anne Porter Knight Frank, one of the most prestigious Cape Town real estate agencies, specialises in properties, which are situated on the mountain side and overlook the picturesque coastline and famous beaches. One look at Anne Porter’s website and you will easily be able to browse through the many properties that are for sale, rental and letting in this area that is known as the Atlantic Seaboard.

The affluent suburbs of Bantry Bay, Clifton and Camps Bay are three of the most expensive in the entire city.   This is because of their unparalleled location and ocean views of the magnificent Mother City. Properties in these suburbs are architectural sensations that the photographs on the website simply cannot do justice. This is the epitome of modern living. The rental agents in Cape Town also have a comprehensive inventory of properties for you to consider.

Cape Town is also blessed to have many suburbs that are lined with majestic trees, affording you

and your family the luxury of seclusion. Another characteristic of these suburbs is that there are many long winding roads that enhance the restful atmosphere of the area.  If this appeals to you more than beach front property, then the suburbs of Bishopscourt, Constantia and Hout Bay are sure to house your abode of preference. Bishopscourt and Constantia are known for the plethora of large homes and even mansions – many of them with a price tag reaching into the high, eight figures. It may be expensive, but it is definitely a sensible investment and will be sure to appreciate over time.

Hout Bay has been deemed its own republic and the attraction of the area is
its rural nature. In the valley you can find properties that are large enough to support horse paddocks and are ideal for equestrian enthusiasts.

The company’s Cape Town real estate agents are expertly trained to make sure that you find your ideal home in the Mother City. Once you are here, you will never want to leave.

Original Source: Perfect Plot